‘I’ve saved so much money!’ Mum’s money saving tip could save you £250 a month

The good news is Britons don’t have to ditch online payments completely to benefit from this money saving tip.

Money experts like Ed Fleming, managing director at voucher code website Savoo said it can seem daunting but it does work.

He told Express.co.uk: ”“Not everything we need to budget for can be paid in cash, for example online bills, rent and mortgage payments.

“The first step to switching to a cash-only budget is determining what we can actually pay for with physical money, for example groceries, entertainment, eating out and clothes.”